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  • Cloudvirga’s Loan Hub Equips Loan Teams with Modern Tools for Managing Pipelines, Tasks and Borrower Communication

    Cloudvirga’s Loan Hub Equips Loan Teams with Modern Tools for Managing Pipelines, Tasks and Borrower Communication

    IRVINE, Calif., Nov. 13, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced the launch of its new Loan Hub for lenders seeking an optimized loan team experience. The Loan Hub gives loan officers, LO assistants and processors a modern, intuitive workspace to manage their pipelines, collaborate with borrowers and complete key tasks without toggling between systems.

    Cloudvirga logo
    Image caption: Cloudvirga.

    As the operational counterpart to Cloudvirga’s consumer-facing Tropos experience, the Loan Hub centralizes loan data, applicant interactions and communication tools, empowering lenders to work smarter and offer borrowers a faster, more seamless journey from application to clear-to-close.

    “The Loan Hub keeps teams focused on relationships instead of repetitive clicks,” said Jessica Evett, senior vice president of product strategy and technology operations at Cloudvirga. “It brings the modular power of our Tropos consumer portal to the lender side of the experience, giving teams one intuitive workspace that helps them close loans faster and strengthen borrower satisfaction.”

    With the Loan Hub, loan teams can:

    • Simplify pipeline management: View loans and leads in a customizable dashboard with sortable columns, saved filters and at-a-glance progress tracking.
    • Accelerate application creation: Initiate new borrower records, start applications and send secure invitations to apply.
    • Keep loans moving: Add, assign and prioritize tasks for borrowers or team members using lender-configured templates from the Tropos admin portal.
    • Collaborate and communicate seamlessly: Work in the same application simultaneously, share notes and documents and stay aligned on borrower progress with real-time updates and automated notifications.
    • Import, export and sync effortlessly: Upload lead lists, export pipeline data, and keep loan data and milestones synced with the loan origination system in real time or at configured intervals.
    • Engage borrowers proactively: Create and manage targeted campaigns and personalized communications from the loan hub to nurture leads, reengage prospects and strengthen relationships across the pipeline.

    The Loan Hub complements Cloudvirga’s Tropos portal, which guides consumers through a modern, intuitive and personalized experience from initial application to clear-to-close, and the admin portal introduced earlier this year, which gives lenders real-time control over organizational settings, permissions and workflow configurations. Together, these solutions give lenders end-to-end flexibility to build borrower-first experiences that adapt quickly to changing market and operational needs.

    Lenders can learn more about the Loan Hub by visiting https://staging.lendwithtropos.com or requesting a personalized demo.

    ‍About Cloudvirga

    Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    Tags: @Cloudvirga #mortgage #lending

    LOGO link for media: https://staging.lendwithtropos.com/wp-content/uploads/2025/07/Cloudvirga_Horizontal_Logo_blue-1.png

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    MEDIA ONLY CONTACT:
    (not for print or online)
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229

    News Source: Cloudvirga Inc.

  • Cloudvirga integrates Horizon POS with Stewart Valuation Intelligence to streamline appraisal ordering

    Cloudvirga integrates Horizon POS with Stewart Valuation Intelligence to streamline appraisal ordering

    IRVINE, Calif., Oct. 15, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced the integration of its Horizon POS with Stewart Valuation Intelligence, LLC (SVI), a national provider of appraisal management and residential real estate valuation services. Borrowers applying on a self-serve basis can request an appraisal directly, while loan officers can initiate and manage orders when completing an application on a borrower’s behalf.

    Cloudvirga logo
    Image caption: Cloudvirga integrates Horizon POS with Stewart Valuation Intelligence to streamline appraisal ordering.

    The result is a simpler, faster appraisal process that eliminates manual handoffs and keeps both lenders and borrowers informed at every step. By reducing friction and improving transparency, the integration helps lenders shorten cycle times and deliver a more consistent borrower experience.

    Lenders decide how tasks are triggered: automatically upon intent to proceed, or by the loan officer sending a secure link to the borrower. Each request is first routed to the loan officer for review before being released to SVI, ensuring details such as FHA case numbers can be added when needed.

    SVI then assigns the appraisal through its ValueGuard software to the lender’s contracted AMC, which may include SVI itself or another AMC in the network. Real-time status updates—from order acceptance through inspection and report delivery—flow back to Horizon, where loan officers and borrowers can view the appraisal securely. The integration also supports revision requests, order holds and cancellations, with SVI handling payment collection through its secure system.

    “This integration removes a long-standing friction point in the mortgage process,” said Kendra Walters, director of product development for Horizon at Cloudvirga. “By bringing SVI’s appraisal technology into Horizon, we’re giving lenders a more efficient way to manage appraisals and giving borrowers the same consistency and transparency they expect from every other part of the loan process.”

    “SVI is committed to appraisal innovation that improves lender efficiency and borrower experience,” said John “J.R.” Raftery, director of valuation strategy at Stewart Valuation Intelligence. “Working with Cloudvirga extends that commitment by embedding our valuation technology directly into the loan workflow, where it can make the greatest impact.”

    Lenders can learn more about Horizon POS and its integrations by visiting https://staging.lendwithtropos.com/.

    ‍About Cloudvirga:

    Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    About SVI:

    SVI is a nationwide leader in residential valuation, combining human expertise with advanced technology. Leveraging AI-driven tools and intelligent analytics, we streamline workflows, strengthen quality control and surface insights that enable faster, more informed decisions across the valuation lifecycle. Our solutions span traditional appraisals, GSE-compliant modernization solutions, BPOs, evaluations, AVMs, hybrids, inspections and review services. Learn more at stewartvaluation.com.

    Tags: @Cloudvirga #mortgage #lending

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    MEDIA ONLY CONTACT:
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    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229

  • Cloudvirga’s New Integration with ICE PPE Enables Loan Officers to Shop Rates, Validate Eligibility and Manage Locks within Horizon POS

    Cloudvirga’s New Integration with ICE PPE Enables Loan Officers to Shop Rates, Validate Eligibility and Manage Locks within Horizon POS

    Cloudvirga’s new integration with ICE PPE enables loan officers to shop rates, validate eligibility and manage locks within Horizon POS
     

    IRVINE, Calif., Oct. 7, 2025 — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced a new integration using the latest API framework from Intercontinental Exchange (ICE) for mortgage technology and available via the marketplace in the ICE digital lending platform. This modern framework enables industry participants to integrate to ICE solutions and provide their services to loan originators and servicers through secure, API-enabled technology. The integration allows loan officers to request loan pricing, validate product eligibility and request rate locks from ICE PPE directly within Cloudvirga’s Horizon, a retail and consumer-direct digital mortgage platform designed to simplify the loan process for borrowers and loan officers alike. Horizon’s feature-rich Loan Center gives loan officers the tools to work more efficiently and streamline borrower communication. 

    Using the new integration, loan officers can initiate a pricing and eligibility search at any stage of the loan process, whether generating a quick quote for a prospective borrower or working with a completed loan application. Loan officers can submit rate lock requests directly within Horizon’s Loan Center, with decisions from the secondary lock desk instantly reflected in Horizon and emailed to the submitting loan officer. By syncing with the ICE PPE throughout the origination process, Horizon continually validates pricing and eligibility data to ensure changes in borrower circumstance never cause a loan file to advance to automated underwriting or disclosures with inaccurate pricing. 

    “Lenders need fast, reliable pricing and eligibility data to stay competitive — and they need it at their fingertips,” said Maria Moskver, CEO of Cloudvirga. “This integration gives loan officers more control and confidence throughout the origination process by combining Horizon’s flexibility with the trusted pricing power of ICE PPE.” 

    For more information, visit Cloudvirga on the ICE Marketplace. 

    ‍Encompass Partner Connect enables the integration of key third-party products and services with ICE Mortgage Technology solutions. ICE does not own, control nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting and contracting with the providers of their choosing. 

    About Cloudvirga
    Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com. 

    Tags: @Cloudvirga @ICEMortgageTech @#mortgageinnovation #digitalmortgage 

    Press Contact:
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229 

  • Cloudvirga announces integration between Horizon POS and ICE PPE

    Cloudvirga announces integration between Horizon POS and ICE PPE

    IRVINE, Calif., Oct. 7, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced a new integration between its Horizon POS platform and the ICE PPE from Intercontinental Exchange (NYSE: ICE). Built on ICE’s latest API framework for mortgage technology, the integration allows loan officers to request loan pricing, validate product eligibility and request rate locks from ICE PPE directly within Horizon’s Loan Center.

    Cloudvirga logoImage caption: Cloudvirga.

    Horizon is a retail and consumer-direct digital mortgage platform designed to simplify the loan process for borrowers and loan officers alike. Its feature-rich Loan Center gives loan officers the tools to work more efficiently and streamline borrower communication.

    The ICE PPE is the only product and pricing engine natively embedded into the Encompass® loan origination system (LOS) from ICE Mortgage Technology®. It allows lenders to efficiently search products and pricing across hundreds of programs, deliver instant rate quotes to borrowers and submit lock requests — all while maintaining data consistency within Encompass.

    Using the new integration, loan officers can initiate a pricing and eligibility search at any stage of the loan process, whether generating a quick quote for a prospective borrower or working with a completed loan application. Loan officers can submit rate lock requests directly within Horizon’s Loan Center, with decisions from the secondary lock desk instantly reflected in Horizon and emailed to the submitting loan officer. By syncing with the ICE PPE throughout the origination process, Horizon continually validates pricing and eligibility data to ensure changes in borrower circumstance never cause a loan file to advance to automated underwriting or disclosures with inaccurate pricing.

    “Lenders need fast, reliable pricing and eligibility data to stay competitive — and they need it at their fingertips,” said Maria Moskver, CEO of Cloudvirga. “This integration gives loan officers more control and confidence throughout the origination process by combining Horizon’s flexibility with the trusted pricing power of ICE PPE.”

    For more information, visit Cloudvirga on the ICE Marketplace.

    Encompass Partner Connect enables the integration of key third-party products and services with ICE Mortgage Technology solutions. ICE does not own, control nor endorse any specific industry participant or the product/service provided. Loan originators and servicers are responsible for vetting, selecting and contracting with the providers of their choosing.

    About Cloudvirga

    Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    Tags: @Cloudvirga @ICEMortgageTech @#mortgageinnovation #digitalmortgage

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    MEDIA ONLY CONTACT:
    (not for print or online)
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229

  • New admin portal in Cloudvirga’s Tropos borrower platform puts lenders in the driver’s seat

    New admin portal in Cloudvirga’s Tropos borrower platform puts lenders in the driver’s seat

    Functionality lets lenders configure organizational settings, user permissions and loan application workflows in real time

    IRVINE, Calif., Aug. 19, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced the general availability of an admin portal for its Tropos borrower platform, giving lenders greater control over how it works for their business and borrowers. With the new functionality, lenders can adjust organizational settings, manage their brand experience across the business structure, customize loan applications and adapt operational workflows—all without developer assistance.

    Cloudvirga logo
    Image caption: Cloudvirga logo.

    The admin portal is designed to help lenders respond faster to market changes, maintain brand consistency across branches and deliver more personalized borrower experiences. Administrators can choose out-of-the-box configurations or build workflows from scratch to match their operational structure.

    With the admin portal, lenders can:

    • Customize the loan application: Use a drag-and-drop page builder to develop and change application flows in real time, from adding, modifying and reordering questions and supporting text to adjusting question types and required response formats.
    • Brand the experience: Implement color schemes, visual branding and legal content like privacy policies to align the borrower’s experience with business requirements at every organizational level.
    • Configure organizational hierarchies: Establish any structure, from corporate level to individual loan officers, with the option for distinct application sites and product experiences tied to subdomain URLs.
    • Keep legal content current: Update privacy policies, terms of use, disclosures and licensing as needed.
    • Manage borrower communications: Configure custom or standard SMS messages and emails for targeted borrower groups.
    • Control vendor integrations: Manage connections for key integrations such as credit, eSign, verification, LOS import/export and more with the option to add proprietary integrations via MISMO-mapped APIs.
    • Activate or deactivate tasks: Adjust task triggers to meet changing business needs.
    • Manage users: Add administrators, loan officers and other members of the loan team individually or in bulk, assign permissions and send invitations for account setup.
    • Track loan activity: Generate and export real-time reports on loan officer activity and fallout tracking.

    “The admin portal puts configuration power directly in lenders’ hands,” said Shakeya Fort, senior product manager at Cloudvirga. “By making it easier to tailor Tropos to organizational needs, we’re helping lenders respond faster to market changes and create borrower experiences that strengthen relationships from application to close.”

    Lenders can learn more about the Tropos borrower platform and its new admin portal by visiting https://staging.lendwithtropos.com/ or requesting a personalized demo.

    About Cloudvirga

    Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    Tags: @Cloudvirga #mortgage #lending

    LOGO link for media: https://staging.lendwithtropos.com/wp-content/uploads/2025/07/Cloudvirga_Horizontal_Logo_blue-1.png

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    MEDIA ONLY CONTACT:
    (not for print or online)
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229

  • Cloudvirga honored with 2025 PropTech Breakthrough Award

    Cloudvirga honored with 2025 PropTech Breakthrough Award

    Tropos by Cloudvirga named Loan Application Solution of the Year

    IRVINE, Calif., Aug. 13, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, announced that Tropos, its next-generation borrower portal, has been named Loan Application Solution of the Year in the 2025 PropTech Breakthrough Awards.

    Cloudvirga logo
    Image caption: Cloudvirga logo.

    Launched in May, Tropos empowers lenders to deliver personalized, intuitive digital experiences that drive conversion, reduce time to close and establish lasting customer relationships. The portal’s out-of-the-box configurability allows financial institutions to tailor the borrower experience to any number of business units, brands or lending products without coding. Though most borrowers proceed through Tropos’ intuitive loan application journey in a self-directed fashion, the portal makes it easy to get in touch with a loan officer when more assistance is needed.

    “With thousands of nominations coming in from all over the world for this year’s PropTech Breakthrough Awards program, the competition was extremely fierce,” said Bryan Vaughn, managing director of PropTech Breakthrough Awards. “The volume and quality of submissions truly encompass the best and brightest companies within the global PropTech market today.”

    “This award reinforces the real-world value of Tropos: a solution built not to check a digital box, but to fundamentally improve how lenders engage borrowers,” said Maria Moskver, CEO of Cloudvirga. “Tropos proves that powerful technology can also be intuitive, human-centered, and fast to deploy—traits the industry needs more than ever.”

    Part of Tech Breakthrough, a market intelligence organization and global leader in technology research and recognition programs, PropTech Breakthrough evaluates and recognizes standout real estate technology companies, products and services around the world. Now in its fifth year, the annual PropTech Breakthrough Awards program is the industry’s most comprehensive analysis and evaluation of the top technology companies, solutions and products in the international real estate technology industry today.

    The full list of 2025 PropTech Breakthrough Award honorees can be viewed at https://proptechbreakthrough.com.

    ‍About Cloudvirga:

    Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    Tags: @Cloudvirga @PropTech_Awards @TopTechAwards #mortgagelending #mortgage #lending

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    MEDIA ONLY CONTACT:
    (not for print or online)
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229

  • Cut the Clutter. Close More Loans.

    Cut the Clutter. Close More Loans.

    TMN Editor | June 30, 2025 | Reading Time: 3 minutes

    By KIMBERLEY HAAS

    CEO Maria Moskver of Cloudvirga is thinking about how her company can help lenders create customers for life through mortgage technology.

    “I think it’s being thoughtful about what the consumer needs, meeting them where they are in their life,” Moskver said during a recent interview with The Mortgage Note.

    She explained that historically, a mortgage was seen as a one-time transaction for a traditional married couple. Today, the needs of homebuyers vary, and that will continue to change as society evolves.

    “I think the needs of the consumer are shifting, and your traditional 30-year mortgages are not going to be as popular a product with these next generations. You’re going to see different products that appeal to them with maybe rent-to-own, or multiple parties purchasing a home unrelated,” Moskver said.

    Technology will only help when it comes to working with the homebuyers of today and tomorrow. Moskver is passionate about the subject.

    “This next cohort of buyers is very educated in terms of what they want. They actually research things a lot before they purchase, and the world is going to have to shift to adapt to those needs,” Moskver said.

    Digital natives – who were brought up with computers, the internet, and cell phones – may want to perform the entire mortgage transaction online. But there still needs to be an option for people to sit down with a lender, so flexibility is key.

    “I do think it goes back to meeting the consumer where they are and being flexible with technology, and that is what we have tried to do,” Moskver said.

    Cloudvirga is a Stewart-owned provider of digital point-of-sale platforms for lenders. In May, Tropos, an enhancement to Cloudvirga’s POS ecosystem, was launched as a new borrower portal built to give lenders more control over how they engage borrowers digitally.

    To create Tropos, Moskver said they formed an advisory panel last year with close to 20 lenders who brainstormed about what they were looking for in a technology solution. Then Cloudvirga continued to take their input monthly.

    The company also conducted a survey of recent first-time homebuyers, which asked about their experiences with technology in the process.

    “This new platform, Tropos, is customer-first. That’s really the most important piece of the vision for it. It is centered around the consumer experience. The idea is for it to be used for a seamless consumer experience on multiple assets and not just mortgage,” Moskver said.

    Tropos can be used for mortgage-related products, auto loans, and student loans. Moskver said their target market is regional community banks and credit unions, but it can be used by traditional banks and independent mortgage bankers.

    Moskver said one objection lenders have to adopting new technology is that it takes time and manpower. Tropos can be implemented in weeks.

    “We’re hoping this is an easy lift and makes their lives easier, which is really the point of technology, if you think about it. It should be easy to use and easy to implement,” Moskver said.

    Moskver has been instrumental in charting Cloudvirga’s course since joining in 2019 as the company’s chief legal officer. She helped steer the company through its acquisition by Stewart in 2021 and was appointed COO that same year before stepping into the CEO role in 2022.

    Moskver was recognized among HousingWire’s 2023 Vanguards and has been named to Inman’s Best of Finance list every year since its creation in 2023. She is a frequent speaker on topics including digital transformation and the evolving role of AI in lending.

  • Inman honors Cloudvirga CEO Maria Moskver with third consecutive Best of Finance award

    Inman honors Cloudvirga CEO Maria Moskver with third consecutive Best of Finance award

    IRVINE, Calif., June 26, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a leading provider of digital mortgage point-of-sale platforms, today announced that CEO Maria Moskver has been named to Inman’s 2025 Best of Finance list. Moskver has earned a place on the list every year since its creation in 2023, making this her third consecutive recognition.

    Cloudvirga CEO Maria Moskver
    Image caption: Cloudvirga CEO Maria Moskver.

    Presented by Inman, the leading news source for real estate agents, brokers, technology leaders and executives, the Best of Finance Awards celebrate professionals who are raising the bar for service, innovation and measurable impact across mortgage and financial services.

    Moskver’s recognition highlights her leadership in helping lenders navigate a fast-changing market while improving how they engage and support borrowers. Under her direction, Cloudvirga continues to evolve its digital lending solutions, including Tropos, a modular loan portal designed to unify the borrower experience and build lasting customer relationships.

    “In a year that has seen significant shifts and challenges in the mortgage and finance sectors, the dedication and ingenuity of these honorees have been truly inspiring,” said Emily Paquette, Inman CEO. “The 2025 Best of Finance honorees have demonstrated a commitment to empowering homebuyers and investors, and we are incredibly proud to recognize their outstanding contributions to our industry.”

    “Maria’s vision has always centered on making lending more human, even as the process becomes more digital,” said Jessica Evett, SVP of Product Strategy and Technology Operations at Cloudvirga. “Her leadership is helping lenders not just compete, but build trust with borrowers in a way that lasts.”

    The full list of 2025 Best of Finance honorees can be viewed at https://www.inman.com/best-of-finance-awards/.

    ‍About Cloudvirga

    Cloudvirga is a leading provider of digital mortgage point-of-sale platforms, designed from the perspective of increasing consumer engagement. With a focus on streamlining the loan origination process, Cloudvirga solutions enhance efficiency and accuracy in the mortgage industry. The company’s commitment to continuous improvement and innovation has positioned it as a trusted partner for mortgage lenders and brokers across the nation. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    Tags: @Cloudvirga @Inman #mortgageinnovation #digitalmortgage #BestofFinance

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    MEDIA ONLY CONTACT:
    (not for print or online)
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229

  • Cloudvirga honored with PROGRESS in Lending’s 2025 Connections Award

    Cloudvirga honored with PROGRESS in Lending’s 2025 Connections Award

    IRVINE, Calif., June 9, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a leading provider of digital mortgage point-of-sale platforms, today announced it has been named a recipient of PROGRESS in Lending’s 2025 Connections Award. The award honors strategic partnerships and integrations that are reshaping the mortgage industry by advancing efficiency, innovation, and collaboration.

    Cloudvirga received recognition for its integration with Informative Research, a trusted verification and data solutions provider for mortgage lenders. The partnership enables seamless access to Informative Research’s verification of income (VOI) and verification of employment (VOE) tools directly within Cloudvirga’s feature-rich digital mortgage solutions. These include Horizon, a retail and consumer-direct point-of-sale (POS) platform designed to empower both borrowers and loan officers; Horizon Wholesale, a purpose-built POS for third-party origination that puts brokers in control; and Tropos, a customer-first loan portal that unifies the borrower experience across loan types and channels. By embedding a configurable, multi-provider verification waterfall at the point of sale, the integration delivers verified results in seconds—reducing delays, costs and friction across the loan lifecycle.

    “In today’s lending environment, operational speed and borrower experience are everything,” said Maria Moskver, CEO of Cloudvirga. “Our collaboration with Informative Research helps lenders accelerate loan origination while simplifying one of the most painful parts of the mortgage process. We’re honored to be recognized by PROGRESS in Lending for a partnership that’s truly moving the industry forward.”

    Using dynamic rules, the joint solution allows lenders to automate VOI/VOE workflows. If one provider cannot fulfill a verification, the system automatically advances to the next, returning a complete report and populating verified data directly into the loan file. This eliminates the need for borrowers to submit W-2s, pay stubs or employer letters manually and ensures clean data is available for underwriting.

    By combining Cloudvirga’s front-end efficiency with Informative Research’s flexible verification engine, the partnership helps lenders reduce costs by up to 80%, cut processing timelines by 5–7 days and significantly improve borrower satisfaction. It’s a model for how integrations can transform key moments in the lending process—and help lenders build stronger, more scalable operations.

    Learn more about the PROGRESS in Lending Connections Award at https://mymortgagemindset.com/the-2025-connections-award-winners-are/.

    About Cloudvirga

    Cloudvirga is a leading provider of digital mortgage point-of-sale platforms, designed from the perspective of increasing consumer engagement. With a focus on streamlining the loan origination process, Cloudvirga solutions enhance efficiency and accuracy in the mortgage industry. The company’s commitment to continuous improvement and innovation has positioned it as a trusted partner for mortgage lenders and brokers across the nation. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    Tags: @Cloudvirga @engageprogress #mortgageinnovation #digitalmortgage #mortgagetechnology #Tropos

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    MEDIA ONLY CONTACT:
    (not for print or online)
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229

  • Cloudvirga enhances lending efficiency with Encompass Docs Solution integration

    Cloudvirga enhances lending efficiency with Encompass Docs Solution integration

    Cloudvirga enhances lending efficiency with Encompass Docs Solution integration

    New integration enhances lender efficiency by seamlessly connecting Cloudvirga’s POS with Encompass Docs Solution, supporting compliance and a unified borrower experience

    IRVINE, Calif., May 20, 2025 (SEND2PRESS NEWSWIRE) — Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, today announced a new integration using the latest API framework for mortgage technology from Intercontinental Exchange, Inc. (NYSE: ICE), a leading global provider of data, technology and market infrastructure. Available via the Marketplace in the ICE digital lending platform, the integration expands the document provider options available to Cloudvirga customers and enhances lender efficiency and compliance by streamlining the generation, delivery and management of initial and revised disclosures.

    Cloudvirga enhances lending efficiency with Encompass Docs Solution integration
    Image caption: Cloudvirga enhances lending efficiency with Encompass Docs Solution integration.

    “Cloudvirga’s integration with the Encompass Docs Solution streamlines the document generation and signing process, helping lenders reduce operational friction and improve borrower experiences,” said Maria Moskver, CEO of Cloudvirga. “By leveraging ICE’s latest API framework, this integration helps lenders to maintain compliance and efficiency while eliminating the need to change their document provider.”

    The integration allows borrowers who apply for a mortgage through Cloudvirga’s POS platform to seamlessly receive, review and electronically sign their disclosures through the borrower portal. The integration also provides a print-and-upload workflow for disclosures requiring wet signatures due to state regulations or borrower preferences, allowing borrowers to complete the process conveniently. This integration lays the groundwork for future enhancements, including closing disclosure support and further automation of the loan origination workflow.

    The Encompass® Docs Solution helps lenders automate the creation of compliant, accurate loan documents within ICE’s digital lending platform. Cloudvirga’s Encompass Docs Solution integration leverages ICE Mortgage Technology’s API-based framework rather than the legacy SDK layer, aligning with ICE’s long-term strategy to modernize and streamline third-party integrations. This new, modern framework enables industry participants to integrate with ICE solutions and provide services to loan originators and servicers through secure API-enabled technology.

    For more information, visit Cloudvirga on the ICE Marketplace.

    About Cloudvirga

    Cloudvirga is a leading provider of digital point-of-sale platforms designed to engage borrowers and increase lending efficiency. Its modular solutions help lenders streamline the loan process, improve accuracy and scale operations without sacrificing the human touch. Cloudvirga is a subsidiary of Stewart Information Services Corporation (NYSE: STC), a customer-focused, global title insurance and real estate services company. For more information, visit https://staging.lendwithtropos.com/.

    Tags: @Cloudvirga @ICEMortgageTech #lendingtechnology #mortgageautomation

    ###
    MEDIA ONLY CONTACT:
    (not for print or online)
    Leslie W. Colley
    Depth for Cloudvirga
    leslie@depthpr.com
    (678) 622-6229